I think most would probably take the games? The extra money probably wouldn't stop you going absolutely spare sitting in a hotel in India for two months. Depends on the player (and their finances!) though of course, if not playing doesn't bother you then happy days, take the money! It's definitely been a problem for some English players in the past - Roy for example has ended up in woefully poor nick after benchwarming at the IPL instead of playing the start of the English season.